Loan Officer, Retail Center

Come join our amazing team and work in our Owings Mills, MD Office!

Our Portfolio Loan Officer is responsible for advising customers regarding their options for obtaining a new mortgage or refinancing an existing mortgage. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The base pay is $15.00/hr. plus monthly bonus (Basis Points Tier Plan).

What you'll do:

• This position will make outbound calls to leads in existing portfolio and take inbound "warm" call transfers.

• Prospect for new business by maintaining scheduled branch hours to accept inbound call transfers from Customer Contact Specialists, mail solicitation campaigns, and inbound inquiry customer calls.

• Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates.

• Manage the loan process according to current legal and company guidelines and applicable federal, state and local regulations..

• Ensure loans are in compliance with Carrington guidelines, applicable state and federal regulations, and investor requirements.

What you'll need:

• 2+ years of mortgage lending experience preferred.

• NMLS License.

• Strong experience with FHA and conventional loans highly preferred.

• Ability to follow loan protocols.

• Efficient with computers and loan operating systems.

Our Company:

Carrington Mortgage Services-Retail Lending is part of The Carrington Companies. We offer a wide variety of home purchase and refinance products for government and conventional loan programs, specializing in underserved programs for borrowers with less than perfect credit and low down payment. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: ~~~ .

What is the value proposition to joining the team?

• Full array of mortgage programs.

• Paperless loan file flow and process.

• Aggressive Marketing support including brochures, social media, and CRM.

• Aggressive underwriting: we manual underwrite over 80% of our files

• Warm exclusive leads

• Ability to originate nationally

• Competitive compensation plan, including a base plus commission.

What We Offer:

• Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.

• Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.

• Customized training programs to help you advance your career.

• Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).

• Educational Reimbursement.

• Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: ~~~.

EEO/AAP Employer

Carrington does not do interviews or make offers via text or chat.

#LI-CF1

Carrington is an equal opportunity employer. It is the policy of the company that applicants be considered for positions for which they qualify without regard to race, color, religion, sex, gender identity, national origin, ancestry, age, marital status, sexual orientation, protected veterans status, physical or mental disability or any other legally protected category. Carrington will make reasonable accommodations for known physical or mental limitations of a qualified applicant or employee with a disability unless the accommodation will impose an undue hardship on the company.